Nov
30
Is there any legal recourse that a person can talk to prevent talking about personal relationships?
Filed Under legal | Comments Off
sin b asked:
Is there a confidentiality thing or agreement a court can put in between two people that prevents them from speaking about any personal relationships. More for the reason of prevention of slander and such.
Prices On Pellet Stoves
Is there a confidentiality thing or agreement a court can put in between two people that prevents them from speaking about any personal relationships. More for the reason of prevention of slander and such.
Prices On Pellet Stoves
Nov
29
If you are a driver for a school bus company is it legal to talk and drive that vehicle?
Filed Under legal | Comments Off
michelegokey2002 asked:
I found a driver that was talking on the cell phone driving a school bus.
How To Choose The Perfect Fireplace
I found a driver that was talking on the cell phone driving a school bus.
How To Choose The Perfect Fireplace
Nov
15
Legal Plans to the Resuce
Filed Under legal | Comments Off
Richard Bender asked:
The headlines tell a story of gloom and doom as the world faces one of the greatest financial challenges since the 1930s. We’ve all read the news. Giants of commerce seem to be teetering. Many organizations — large and small — now find themselves between a rock (lower sales) and a hard place (business costs).
Everywhere, people are feeling the pinch. From Wall Street to Main Street, people are worried about jobs, benefits and financial security — the future. Yet, economists, historians, and grandparents who lived through the Great Depression remind us that society has survived and overcome financial difficulties.
Legal’s Unique Advantages
The good news is that, despite the dark clouds of economic uncertainty, leading brokers are finding a silver lining of opportunity by providing best in class financial products and services. They are helping employers and employees overcome today’s challenges and move purposefully and confidently into the future. This is especially true for brokers who offer voluntary products, such as legal plans — placing themselves in a favorable position with current and prospective clients.
Employers are always looking for cost-effective ways to manage business expenses. Yet, they also recognize the importance of providing value-added employee benefits. The two strategies can work together to help keep the business moving forward.
While managing costs is clearly important, savvy employers don’t lose sight of their most valuable natural resource — the men and women who comprise their workforce. Cost-conscious employers are employing the cost-saving strategy of passing along benefit costs to employees.
At the same time, they are choosing to offer legal plans or other value-added voluntary benefits that help employees address personal needs and objectives — keeping things in balance for all concerned. According to recent studies from UNUM and MetLife, more than half of U.S. employers offer at least one voluntary benefit to which tens of millions of American workers have access through their jobs.
Recent studies have shown that Americans — concerned about work and financial stability — are placing increased personal value in having adequate benefit protection for themselves and their families. Furthermore, they appear to be willing to pay for voluntary benefits that supplement their standard employer-sponsored benefits.
While some consumers might perceive legal services, in general, as inaccessible and unaffordable, a Russell Research study (“Legal Needs of Today’s Multi-Generational Workforce”) showed that a majority of Americans see legal plans as a valuable employee benefit to help them deal with personal legal needs, ranging from financial and family to home and automobile-related matters.
One of the hard facts of life that people are now learning is that legal needs arise regardless of having coverage or ability to pay. The Russell Study reported that only one-fifth of Americans have a plan for covering legal expenses that may arise. Nearly two-fifths don’t have a plan and another two-fifths would have to find a way to cover legal expenses. The study also showed that seven out of 10 people (67 percent) experienced one or more legal life events in the past 12 months while nine out of 10 (88 percent) were concerned about one or more financial or legal matters.
Power of Differentiation
During tough economic times, differentiation can be a matter of self preservation — whether you’re talking about a broker or a business owner. Commission shrinkage has become a troubling trend as more employers buy down benefits. As a result, the competition for a finite number of deals has become infinitely more intense. In Darwinian terms, it has become survival of the fittest. More than ever, providing professional expertise, counsel and products that serve client needs can be critical elements for brokers to build strong client relationships and nurture business growth.
Brokers who offer legal plans are able to stand out from the crowd with a unique and valuable product offering that is gaining widespread acceptance. According to the Society of Human Resources Management, legal services have been one of the fastest growing voluntary benefits, averaging more than 20 percent annually for the past several years.
The growth of legal services can be attributed, in part, to the dual advantages. For employers, legal represents a cost-effective voluntary benefit and a strategic business asset that can affect the business bottom line by helping reduce employee stress, absenteeism and presenteeism, which can, in turn, promote higher productivity, job performance and employee morale.
In addition to the growing presence in the voluntary benefits market, legal plans are expanding into other areas of financial services. Many financial institutions are adding legal services to their customer portfolios to provide a safety net for consumers. Meanwhile, a growing number of life insurance companies are embedding legal protection into insurance policies to streamline estate planning for life insurance policyholders.
Broker Value Proposition
Legal can offer brokers several distinct advantages, both for what legal can do and what it is not. For example, legal isn’t subject to the same inflationary drivers as other employee benefits programs. With employers struggling to maintain or add benefits due to costs, legal is a nice offset product that offers a cost-effective benefit from the employer’s perspective and valuable legal resource for employees and their families. Clearly, legal plans represent an opportunity to offer clients a much needed benefit.
Legal is not a commodity or “me too” insurance product — it’s a value-added product that helps people in our multi-generational workforce address a wide range of financial, family, home and other legal needs. Legal is not a complicated insurance product. The policy isn’t too difficult to decipher. Selling and servicing legal doesn’t require extensive customer hand-holding. Plus, there’s limited business accountability for the broker.
Legal can help brokers shift gears to drive customer retention and new sources of revenue. As stated, legal can differentiate the broker’s product offering — adding value to the total product portfolio and enhancing the ability to meet client needs for the future. Compared with other financial products, legal is low risk and low maintenance: a straightforward, uncomplicated benefit.
The insurance aspect of legal plans shouldn’t be understated. While specialty products, such as identity theft coverage, can be helpful to consumers, legal plans provide a more comprehensive benefit to protect against the costly, unexpected or unplanned legal needs that can turn the world upside down. The cost? A year’s worth of comprehensive legal protection for the cost equivalent of a roadside assistance program.
Strong Case for Legal
Despite the prophets of economic gloom and doom, the sky isn’t falling. However, if it does fall, a growing number of Americans can rest assured that having a legal plan is their best policy. Many employers have already enhanced their benefit portfolios with group legal plans that help employees address personal issues. This proactive approach can serve as preventive maintenance, provide services when needed and help employees achieve better work/life balance.
While many employers are recognizing the need for legal insurance, only one out of eight employees works for an employer that offers group legal coverage, according to an earlier Russell Research study. That would seem to suggest that for brokers looking for value-added, cost-effective benefits to strengthen their product portfolio, client relationships and financial future, the sky is the limit.
As senior vice president and chief sales officer for ARAG, Jim Barone leads an experienced sales team in working with businesses, brokers and benefits professionals to provide legal plans that help people address personal legal needs. Barone has more than 20 years of experience as a successful sales executive in the employer sponsored and voluntary market.
Contact our office.
By Jim Barone
Scented Floating Candles
The headlines tell a story of gloom and doom as the world faces one of the greatest financial challenges since the 1930s. We’ve all read the news. Giants of commerce seem to be teetering. Many organizations — large and small — now find themselves between a rock (lower sales) and a hard place (business costs).
Everywhere, people are feeling the pinch. From Wall Street to Main Street, people are worried about jobs, benefits and financial security — the future. Yet, economists, historians, and grandparents who lived through the Great Depression remind us that society has survived and overcome financial difficulties.
Legal’s Unique Advantages
The good news is that, despite the dark clouds of economic uncertainty, leading brokers are finding a silver lining of opportunity by providing best in class financial products and services. They are helping employers and employees overcome today’s challenges and move purposefully and confidently into the future. This is especially true for brokers who offer voluntary products, such as legal plans — placing themselves in a favorable position with current and prospective clients.
Employers are always looking for cost-effective ways to manage business expenses. Yet, they also recognize the importance of providing value-added employee benefits. The two strategies can work together to help keep the business moving forward.
While managing costs is clearly important, savvy employers don’t lose sight of their most valuable natural resource — the men and women who comprise their workforce. Cost-conscious employers are employing the cost-saving strategy of passing along benefit costs to employees.
At the same time, they are choosing to offer legal plans or other value-added voluntary benefits that help employees address personal needs and objectives — keeping things in balance for all concerned. According to recent studies from UNUM and MetLife, more than half of U.S. employers offer at least one voluntary benefit to which tens of millions of American workers have access through their jobs.
Recent studies have shown that Americans — concerned about work and financial stability — are placing increased personal value in having adequate benefit protection for themselves and their families. Furthermore, they appear to be willing to pay for voluntary benefits that supplement their standard employer-sponsored benefits.
While some consumers might perceive legal services, in general, as inaccessible and unaffordable, a Russell Research study (“Legal Needs of Today’s Multi-Generational Workforce”) showed that a majority of Americans see legal plans as a valuable employee benefit to help them deal with personal legal needs, ranging from financial and family to home and automobile-related matters.
One of the hard facts of life that people are now learning is that legal needs arise regardless of having coverage or ability to pay. The Russell Study reported that only one-fifth of Americans have a plan for covering legal expenses that may arise. Nearly two-fifths don’t have a plan and another two-fifths would have to find a way to cover legal expenses. The study also showed that seven out of 10 people (67 percent) experienced one or more legal life events in the past 12 months while nine out of 10 (88 percent) were concerned about one or more financial or legal matters.
Power of Differentiation
During tough economic times, differentiation can be a matter of self preservation — whether you’re talking about a broker or a business owner. Commission shrinkage has become a troubling trend as more employers buy down benefits. As a result, the competition for a finite number of deals has become infinitely more intense. In Darwinian terms, it has become survival of the fittest. More than ever, providing professional expertise, counsel and products that serve client needs can be critical elements for brokers to build strong client relationships and nurture business growth.
Brokers who offer legal plans are able to stand out from the crowd with a unique and valuable product offering that is gaining widespread acceptance. According to the Society of Human Resources Management, legal services have been one of the fastest growing voluntary benefits, averaging more than 20 percent annually for the past several years.
The growth of legal services can be attributed, in part, to the dual advantages. For employers, legal represents a cost-effective voluntary benefit and a strategic business asset that can affect the business bottom line by helping reduce employee stress, absenteeism and presenteeism, which can, in turn, promote higher productivity, job performance and employee morale.
In addition to the growing presence in the voluntary benefits market, legal plans are expanding into other areas of financial services. Many financial institutions are adding legal services to their customer portfolios to provide a safety net for consumers. Meanwhile, a growing number of life insurance companies are embedding legal protection into insurance policies to streamline estate planning for life insurance policyholders.
Broker Value Proposition
Legal can offer brokers several distinct advantages, both for what legal can do and what it is not. For example, legal isn’t subject to the same inflationary drivers as other employee benefits programs. With employers struggling to maintain or add benefits due to costs, legal is a nice offset product that offers a cost-effective benefit from the employer’s perspective and valuable legal resource for employees and their families. Clearly, legal plans represent an opportunity to offer clients a much needed benefit.
Legal is not a commodity or “me too” insurance product — it’s a value-added product that helps people in our multi-generational workforce address a wide range of financial, family, home and other legal needs. Legal is not a complicated insurance product. The policy isn’t too difficult to decipher. Selling and servicing legal doesn’t require extensive customer hand-holding. Plus, there’s limited business accountability for the broker.
Legal can help brokers shift gears to drive customer retention and new sources of revenue. As stated, legal can differentiate the broker’s product offering — adding value to the total product portfolio and enhancing the ability to meet client needs for the future. Compared with other financial products, legal is low risk and low maintenance: a straightforward, uncomplicated benefit.
The insurance aspect of legal plans shouldn’t be understated. While specialty products, such as identity theft coverage, can be helpful to consumers, legal plans provide a more comprehensive benefit to protect against the costly, unexpected or unplanned legal needs that can turn the world upside down. The cost? A year’s worth of comprehensive legal protection for the cost equivalent of a roadside assistance program.
Strong Case for Legal
Despite the prophets of economic gloom and doom, the sky isn’t falling. However, if it does fall, a growing number of Americans can rest assured that having a legal plan is their best policy. Many employers have already enhanced their benefit portfolios with group legal plans that help employees address personal issues. This proactive approach can serve as preventive maintenance, provide services when needed and help employees achieve better work/life balance.
While many employers are recognizing the need for legal insurance, only one out of eight employees works for an employer that offers group legal coverage, according to an earlier Russell Research study. That would seem to suggest that for brokers looking for value-added, cost-effective benefits to strengthen their product portfolio, client relationships and financial future, the sky is the limit.
As senior vice president and chief sales officer for ARAG, Jim Barone leads an experienced sales team in working with businesses, brokers and benefits professionals to provide legal plans that help people address personal legal needs. Barone has more than 20 years of experience as a successful sales executive in the employer sponsored and voluntary market.
Contact our office.
By Jim Barone
Scented Floating Candles
Nov
6
Prepaid Legal Services Network Marketing Review
Filed Under legal | Comments Off
Carl Coffin asked:
If you are looking for a network marketing company that offers a unique service to it’s customers then you might want to take a look at Pre-paid legal services. Here’s why…
Pre-Paid legal services offers legal expense plans that give middle and lower class Americans access to the justice system. If you look at the legal system today you will find a broken system. There are millions of lawsuits filed everyday from divorce, child custody, civil suits, criminal suits, etc.
There is also a huge problem with identity theft nowadays. It is very easy for someone to commit drivers lisence fraud, social security fraud, and credit fraud.
Pre-Paid Legal Services is a 35 yr. old New York Stock Exchange company and was founded by Harland Stonecipher. They offer a wide range of legal plans. The most common plan is the expanded family plan. The plan covers you and your entire household for $26.00 a month. The expanded family plan is broken down into five titles of coverage.
1) Preventive Legal Services
2) Motor Vehicle Legal Expenses
3) Trial Defense Services
4) IRS audit services
5) Preferred Member Discount on any additional legal matter.
A special membership called the Legal shield is added on with the expanded family plan. It allows a customer to contact their attorney immediately if they are arrested or detained. It doesn’t matter if they are detained at two in the morning, they can contact their attorney.
As far as a network marketing opportunity you have a couple of things going for you. The legal industry is hard to get access to, most people can’t afford the high price of attorneys. Also, a majority of legal problems can be prevented if people have access to legal advise. Another advantage to their opportunity is it’s highly affordable for the average consumer. Your talking about a $26.00 or less monthly expense. Their memberships are not a hard sale to make if explained right.
I wouldn’t do this review justice if I didn’t mention the other popular membership that Pre-paid legal offers. It is the Identity theft shield.
Pre-paid legal partnered with Kroll Background of America a number of years ago. Kroll specializes in Identity theft and has allowed prepaid legal associates to market the Identity theft shield service.
For $12.95 a month or $9.95 a month added on to a Pre-paid legal membership customers have complete protection in regards to Identity theft. The service provides continuous credit monitoring and credit restoration. If a customers Identity is compromised they will be provided with an expert that will go to work to restore their name. The service provides 600 hours of the experts time with no additional charge.
Today, we know that Identity theft is one of the fastest growing white collar crimes in America. We also know that most people use credit or debit cards to pay for purchases. This provides a huge opportunity for associates to cash in and help consumers.
The compensation plan that Pre-paid legal offers is very generous. They pay out 1 yr advanced commissions on all their plans. For example, if an associate sells the expanded family plan for $26.00 + the Identity theft shield for $9.95 an associate will earn starting out $36.00 and it goes all the way to over $250.00 for marketing a $35.95 membership. Obviously I can’t explain the entire comp plan in detail in this article, that’s why I placed a link at the end for more information.
In closing, I want to mention the last benefit of the network marketing opportunity that Pre-paid legal provides and that is they PAY DAILY. When a membership is process they pay their associates the next business day.
I attempted to write a short overview of Pre-paid legal but now I want to talk specifically to the home business opportunity seeker. If you desire to learn how to be an ENTREPRENEUR and how to MARKET the Pre-paid legal service plans the easy way then you need to partner with leaders who can teach you how. For more information check out the resources below.
http://www.CarlCoffin.com - Empowered Entreprenuer Creating Value In Others.
http://www.Prepaidlegalonline.net - A Business That Changes Lives.
Bamboo Flooring Installation
If you are looking for a network marketing company that offers a unique service to it’s customers then you might want to take a look at Pre-paid legal services. Here’s why…
Pre-Paid legal services offers legal expense plans that give middle and lower class Americans access to the justice system. If you look at the legal system today you will find a broken system. There are millions of lawsuits filed everyday from divorce, child custody, civil suits, criminal suits, etc.
There is also a huge problem with identity theft nowadays. It is very easy for someone to commit drivers lisence fraud, social security fraud, and credit fraud.
Pre-Paid Legal Services is a 35 yr. old New York Stock Exchange company and was founded by Harland Stonecipher. They offer a wide range of legal plans. The most common plan is the expanded family plan. The plan covers you and your entire household for $26.00 a month. The expanded family plan is broken down into five titles of coverage.
1) Preventive Legal Services
2) Motor Vehicle Legal Expenses
3) Trial Defense Services
4) IRS audit services
5) Preferred Member Discount on any additional legal matter.
A special membership called the Legal shield is added on with the expanded family plan. It allows a customer to contact their attorney immediately if they are arrested or detained. It doesn’t matter if they are detained at two in the morning, they can contact their attorney.
As far as a network marketing opportunity you have a couple of things going for you. The legal industry is hard to get access to, most people can’t afford the high price of attorneys. Also, a majority of legal problems can be prevented if people have access to legal advise. Another advantage to their opportunity is it’s highly affordable for the average consumer. Your talking about a $26.00 or less monthly expense. Their memberships are not a hard sale to make if explained right.
I wouldn’t do this review justice if I didn’t mention the other popular membership that Pre-paid legal offers. It is the Identity theft shield.
Pre-paid legal partnered with Kroll Background of America a number of years ago. Kroll specializes in Identity theft and has allowed prepaid legal associates to market the Identity theft shield service.
For $12.95 a month or $9.95 a month added on to a Pre-paid legal membership customers have complete protection in regards to Identity theft. The service provides continuous credit monitoring and credit restoration. If a customers Identity is compromised they will be provided with an expert that will go to work to restore their name. The service provides 600 hours of the experts time with no additional charge.
Today, we know that Identity theft is one of the fastest growing white collar crimes in America. We also know that most people use credit or debit cards to pay for purchases. This provides a huge opportunity for associates to cash in and help consumers.
The compensation plan that Pre-paid legal offers is very generous. They pay out 1 yr advanced commissions on all their plans. For example, if an associate sells the expanded family plan for $26.00 + the Identity theft shield for $9.95 an associate will earn starting out $36.00 and it goes all the way to over $250.00 for marketing a $35.95 membership. Obviously I can’t explain the entire comp plan in detail in this article, that’s why I placed a link at the end for more information.
In closing, I want to mention the last benefit of the network marketing opportunity that Pre-paid legal provides and that is they PAY DAILY. When a membership is process they pay their associates the next business day.
I attempted to write a short overview of Pre-paid legal but now I want to talk specifically to the home business opportunity seeker. If you desire to learn how to be an ENTREPRENEUR and how to MARKET the Pre-paid legal service plans the easy way then you need to partner with leaders who can teach you how. For more information check out the resources below.
http://www.CarlCoffin.com - Empowered Entreprenuer Creating Value In Others.
http://www.Prepaidlegalonline.net - A Business That Changes Lives.
Bamboo Flooring Installation