Carl Coffin asked:


Pre-Paid Legal is the perfect home based business, but if you can’t PAY someone to join your team and are running low on cash, read on to learn how to solve your number one problem (CASH FLOW) and stay in business.

I joined Pre-Paid Legal in 2006 as an Independant associate. I joined for alot of the same reasons that many others join. #1 My wife and I worked all the time and we wanted more time for ourselves. #2 I saw the opportunity and got excited. #3 My sponsors were very caring and took an interest in helping me. #4 The Personal development the company offered was outstanding.

From the beginning I made a commitment to myself and my sponsor that I would be coachable. For over a year and a half I worked my business consistently on a part time basis. I went to my weekly briefings and super saturday’s. I went to the Las Vegas Leadership summit twice. I handed out between 2-5 tools everyday. I talked to my warm market and invited prospects out to the events. I purchased business opportunity leads and cold called them. I knocked on doors. I prospected small businesses and handed out tools and business cards. I did one on one, two on one presentations and PBR’s. In addition to all of my activity I coached and counseled my recruits.

I even had one of the top income earners tell me I was doing more than 96% of associates that join Pre-Paid Legal.

I said all this not to brag but to get to a point where I can share my results.

After a year and a half of doing the above activity I had recruited 6 front line associates with memberships and marketed 7 personal memberships and 1 small business plan. I achieved the Manager level but was far from reaching my income goals.

I know most of you are probably thinking that I must have done something wrong to only have six front line recruits but I can assure you (looking back) I followed the “easy duplicatable” system. As far as duplication, two of my frontline recruits recruited two associates.

I earned approximately $2,100 in commissions but I invested thousands buying marketing materials, briefings, travel, etc.

Let’s just say I was in the hole big time and was running out of money fast. I knew that if I couldn’t earn some money I would be forced to quit Pre-Paid Legal.

I knew deep down that I didn’t want to quit Pre-Paid Legal but I had to face facts and the truth was my business was failing.

This was the time that I began to do what just about every other struggling associate does, which is turn to the Internet for research. I learned from some other top network marketers that my problem wasn’t so much Pre-Paid Legal as it was my marketing system. You see, all successful businesses excel at SALES and MARKETING. I learned that I needed to learn how to market Pre-Paid smarter.

In my mind, there had to be a way for a brand new associate to make enough cash flow in the beginning (with very little effort) so they can stay in business long enough to begin seeing duplication in their Pre-Paid Legal business.

The answer I came up with was AFFILIATE MARKETING.

Affiliate marketing has been around for a long time and is based off of Network Marketing or Referral sales WITHOUT the team building. You market a product, refer a customer, and make a commission. It truly is a win win opportunity.

For example, what if you found a perfect marketing system that is geared to network marketers. The system is already set up and is designed to capture prospects and follow up via email. The system sells informational products as well as the same marketing system. This way you are able to set up a backend cash flow machine on autopilot.

Everytime you refer a sale you get a hefty commission. You can then pay for your Pre-Paid Legal marketing costs. All you have to do is market and send traffic online to your website (already created for immediate use).

I have been using affiliate marketing to help grow my Pre-Paid legal business for over a year now and my results have tripled. I now have prospects calling me instead of me chasing them down. I waste less time and spend less money on business costs.

Before you even think of quitting your Pre-Paid Legal business consider affiliate marketing.

Discover how to earn a whopping $4,567,09 per month in your spare time even if nobody joins your MLM business. Forget cold calling. Forget those home meetings. In fact, forget everything you’ve ever been taught about building a solid income in Network Marketing from the “gurus”. ==> http://www.PowerProspectingSecrets.info



Eagle Claw Fishing Rods

richard asked:


Lawyer and marketing? I’m sure you must be surprised because for you these are two completely different areas, just like chalk and cheese. However, your business can thrive only when the breach between what you offer and what your client need is bridged.

If you are a legal practitioner running a fairy successful practice, you may not realize that it’s the marketing of your practice that has played the irrelevant role in getting you where you stand today.

Inadvertently, even at parties and get-togethers, people discuss their legal problems and trends. This enhances your understanding of the current market needs. In return, you talk about your understanding of the solution, cases that fall under your expertise and spread an encouraging word around your practice.

To succeed in the race of traffic-attraction, you need to hang on to your local customers and attract new clients as well. Marketing helps you achieve this. For instance, a person could be desperately hunting for a divorce lawyer, while a proficient divorce lawyer would be sitting twiddling his thumbs. Chances are that the lawyer hasn’t done the right marketing of his practice, so people aren’t even aware that he exists!

For perfect popularization of your specialized service, you need to identify and employ some basic, but indispensable techniques:

·         Market research

·         Redefine your services

·         Analyze practices of fellow lawyers

·         Give your name in yellow pages

·         Word of mouth publicity

·         Develop a brochure or website.

These may sound undemanding activities, but your survival can be at stake if you don’t consider them seriously. In fact, if you offer services that your clients do not value or do not know about, you cannot survive in the long run.

However, if you have applied the above mentioned marketing tools well, you will definitely have an advantage over your fellow competitors. Marketing will provide a definitive edge to your business. It will provide you the much-needed opportunity to interact with the customer and tell him how you can offer him superior than others. This enables the removal of all those doubts that may persist in your client’s mind about your services by giving you a healthier chance of gaining his confidence.

Legal practitioners, at the present scenario, are increasingly facing fierce competition. However, smarter marketing techniques can help you succeed and convincingly outperform your competition. Once ingrained, such practices also help in enhancing reliability and the vigor of your practice.

Want to know more about the marketing techniques and their effectiveness on your visibility? Just log on to www.legalimarketing.co.uk and remain a step ahead in this inevitable competition of success.



Scented Floating Candles

Alex Miller asked:


Below I will talk about my top 10 tips to help you find a legal music download site. Hopefully they will help you divert away from illegal download sites.

1. Pay for use

This is one of the most effective ways to identify whether a site is legal or not. Look for download sites that charge you per song, or per month or per year.

If you see a site offering free music downloads for a certain trial period, then this doesnt necessarily mean that the site is legal. Many legal sites use this as an enticement, so do not be put off by that.

2. Size Limits

A legal music download site generally distributes music from reputable labels and artists. This means that you will not find a wide range of mixes and custom files that will almost certainly slow down your connection, and therefore take forever to download.

Moreover, if these files are small it assures the music retail industry that the music site is actually selling real legal music, and not the massive files associated with computer games and movies etc

3. Volume limits

Legal music download sites usually distribute their material on a per song basis. One of the major advantages of buying your music online is that you dont have to spend $17 for an entire album if you only want 3 or 4 songs.

Legal music sites will actually setup download limits as well as transfer rate limits. As a result, this prevents dishonest customers from setting up their computers to copy hundreds of files in a few hours.

4. Larger databases, Larger costs

The larger the databases that the legal download sites have, the more it will actually cost you. This can actually lead to paying a bit more than a normal CD in the shop IF the store has literally hundreds and hundreds of thousands of songs because they could cost between $1 - $3.

Therefore, dont go for the exceptionally large databases. The reason why these sites are more expensive than the illegal music sites is because they are obliged to give a portion of their fees back to the recording industry.

5. Limited Choice

Most of the legal music download sites dont have the capacity or copyright authority to distribute hundreds of millions of songs. The songs are stored on servers with a finite amount of space unlike the tangled web of computer to computer file transfers from the illegal sites.

The other reason for the limited choice is that it is highly unlikely that they will get an agreement from every single record label to distribute their music online.

The quality of every online music catalog depends on the Music Studios that are providing the material. Established, and therefore popular artists usually switch labels at least once during their singing career. So you might have access to their newer materials, but not the older songs, or vice versa.

6. No Adware or Spyware

Legal music download sites like their offline retail counterparts are getting an actual fee for their service. They dont want to scam or upset their customers by placing dangerous and annoying spyware and adware programs on their computers.

7. Music Only

The fact is that a legal music download site will only have music on it to download. This means that you wont be able to download computer games, movies or anything else like this.

8. Copyright Notice

A clearly written copyright notice should be provided on the site stating:

a) The nature of the site owners authorization to distribute legal music files online

b) What you can do with the files once you have paid for them

c) Any limitations on either party as far as use and distribution of the files.

9. No file sharing allowed

You are only allowed to use the files for personal use. Unlike a CD (physical product) you cannot purchase songs, use them and then sell them to another party or distribute them free of charge to friends, family, web surfers etc.

10. Backed by a big label?

Most of the legal music download sites are backed by at least one major music label. People are looking for songs that are popular, on the radio, playing in the clubs or on MTV.

All of that commercial material comes out of the studio system. If the label does not provide the material, subject to fees, taxes and copyright notices, then the site cannot legally distribute them.



New Cpr Guidelines

Mr. Ee has 4 toes asked:


shouldn’t it be legal to listen to an iPod while driving?
even if just one ear piece?

i guess the police wouldn’t really know if it was a iPod or a hands free head set for my cell phone.

do you think the law for headphones (music wise) should be altered?
i agree, everyone should pay attention to the road.

but who doesn’t listen to music while they drive?
i can’t drive in silence. it drives me crazy (no pun intended).
but texting should be illegal.
that’s just stupid and dangerous.

Monorail Track Lighting

Peace asked:


I was watching Oprah the other day and they showed someone shooting up Heroin, and the show Intervention always shows people taking illegal drugs. I see it all the time on reality tv. How can someone be filming this and watching it happen without the authorities doing something about it? It is different with actors and people that are acting like they are doing drugs. But actually filming it and nothing being done to stop it? How is it legal, and how do they get away wih it?

Wholesale Scented Jar Candles

endo asked:


Im as guilty as everyone else. When a fireman was killed by a young driver on a phone I had to have my five year old yell at me from the back seat to not use my cell while driving. Ive heard of research that says its at least as bad as driving drunk. Since more people probably do it, you’d think it would be causing more accidents and deaths than even drunk driving. It seems inevitable that it will happen so I don’t see why lawmakers don’t do it now.

Outdoor Bamboo Fountain

Lloyd asked:


I swear the people talking on cell phones are worse than drunk drivers. I drive a lot and I constantly see people doing stupid things, totally unaware of what they’re doing because they’re on the phone and they think they’ve got everything under control. It’s insane.

Auto Touch Up Paint

Oswald K. Seneadza asked:


THE ROLE OF LEGAL PROFESSIONALS IN CONSOLIDATING GHANA’S DEMOCRACY AND GOOD-GOVERNANCE

 Introduction

To talk about Good Governance from the African perspective, we need to make reference to the Durban Declaration on Democracy, Political, Economic and Corporate Governance, which mentions among other things “just, honest, transparent, accountable, participatory government and probity in public life”. Accordingly, African States in that declaration have agreed to work with renewed determination to enforce the rule of law; equality of all citizens before the law; individual and collective freedoms; the right to participate in free, credible and democratic political process; and adhere to the separation of powers, including protection for the independence of the judiciary.

In the achievement of these goals the role of the legal profession is very significant. I would therefore like to talk about the legal profession within the context of democratic governance. Before addressing this particular issue, I deem it equally important to talk about Ghana’s level of commitment and performance in ensuring democracy and good governance as portrayed in its assessment under the African Peer Review Mechanism.  

Democracy and good governance

The African Peer Review Mechanism (APRM) is a mutually agreed instrument voluntarily acceded to by the member States of the African Union and it is an innovative approach to improving governance. The origin of APRM was the 37th Summit of the Organization of African Unity held in July 2001 in Lusaka, Zambia, adopted a document setting out a new vision for the revival and development of Africa, which was to become known as the New Partnership for Africa’s Development. (NEPAD)

Note that as of June 2005, the APRM Participating Countries were, Algeria, Angola, Benin, Burkina Faso, Cameroon, Democratic Republic of Congo, Egypt, Ethiopia, Gabon, Ghana, Kenya, Lesotho, Malawi, Mali, Mauritius, Mozambique, Nigeria, Rwanda, Senegal, Sierra Leone, South Africa, Tanzania, Uganda Expressions of Intention to Accede to the APRM have been received from: São Tomé and Príncipe, Sudan, Zambia.

The mandate of the APRM is to encourage conformity in regard to political, economic and corporate governance values, codes and standards, among African countries. Ghana has been a shining example in the APRM process, being among the first group of countries to sign the Memorandum of Understanding on 9 March 2003.

Ghana instituted a National Governing Council in compliance with the requirement for participating countries to have an independent self-assessment of its governance record in  four areas, namely: Democracy and Political Governance; Economic Governance and Management; Corporate Governance; and Socio-Economic Development. This article, however, will focus on Democracy and Political Governance.

To date, Ghanaians have had more than a decade of peaceful and acceptable constitutional rule. Ghana has also been able to change political rulers through the electoral process in a manner generally perceived to be free and fair. The 2000, 2004 and 2008 elections have confirmed the citizens’ acceptance of the electoral principle as the legitimate mechanism for acquiring political power and assuming leadership of the institutions of governance. There is a growing sense of relief, confidence and pride amongst Ghanaians that they have, at last, achieved political stability. It is this achievement that has informed the decision of the US President Barrack Obama to choose Ghana as his first country of visit in the Sub-Saharan Africa after becoming a President.  Addressing the Ghanaian Parliament in Accra on 11th July 2009 to outline the US Foreign Policy towards Africa, President Obama confirmed it by saying “Here in Ghana, you show us a face of Africa that is often overlooked by a world that only sees tragedy or a need for charity” The credit is even that, although our system of governance has identified certain major deficiencies in the laws and practice, Ghanaians are confident that they have the freedom, ability and will to rectify these.

Ghanaians have also created unique institutions and processes that other African countries could consider emulating or adapting for their own use. These include the Annual Governance Forum, where stakeholders discuss selected issues on democracy and good political governance. It is held every year since 1998 under the auspices of the National Governance Programme. The other, instituted in 2001 is the People’s Assembly, an annual interaction between the President and the people. The Assembly allows Ghanaians from all walks of life to pose any questions to the President.

The Assembly and the Forum have expanded the political space for ordinary people and have brought the government closer to them. These institutions have certainly demystified the government, rendering it less remote.

Even more remarkable is the fact that, unlike earlier democratic transitions in the country that lasted only for a few years before they were aborted, the current transition has lasted over sixteen years and Ghana continues to move forward as a progressive and democratic state.

In the past, few women hold key decision-making positions in the economic, political and social life of Ghana, and they encounter serious hindrances to their involvement in politics and in public political life. However, the ruling government stipulates 40% representation of women at all levels of governance, on Public Boards, Commissions, the Cabinet and Council of State. 

Rule of law and supremacy of the Ghanaian Constitution

The supremacy of the Constitution and entrenchment of the rule of law are the basic foundations on which all the institutions of governance are grounded. The constitution and the rule of law offer protection of individual life; protection from the government’s arbitrariness or abuse of power; and the assurance that one can enjoy the fruits of one’s labour.

The 1992 Constitution contains ample provisions that entrench the rule of law, and constrain the abuse of power and discretionary authority of those in government positions. The courts have clearly asserted their independent powers of judicial review and are willing to pronounce certain acts or behaviour of the Executive branch of government unconstitutional. Ghana has demonstrated that it is possible for the judiciary to be independent in Africa.

Although the rule of law is a reality in Ghana, some sections of the populace are routinely denied access to justice because they cannot afford legal representation. The high cost of justice in Ghana is of serious concern. Attempt is being made to alleviate the situation by running legal aid facilities, but these are few and insufficiently funded.

The judiciary itself suffers from lack of adequate capacity to administer justice. Availability of office space and courtrooms is a major problem, both at the headquarters in Accra and countrywide. Each year, budgetary allocations have been insufficient to meet the growing infrastructure needs of the judiciary. This affects the easy flow of justice and ultimately compromises the rule of law.

 

Legal provisions recognizing and guaranteeing human rights

In providing a firm constitutional framework for promoting respect for human rights by all Ghanaians and preventing abuses by the State, the 1992 Constitution has been a refreshing improvement on previous constitutions of the country.

Chapter 5 of the Constitution provides not only for civil and political rights, but also for social and economic rights.  Among the civil and political rights enshrined in the 1992 Constitution, are: the right to life, the right to liberty and security of the person, the right to human dignity, the right to equality and freedom from discrimination, the rights of accused, arrested and detained persons, the right to free speech and expression, the rights of political participation, the rights of free association and assembly.

These rights are not absolute. Conditions for deviating from them, usually for reasons of State, are also stipulated in the Constitution.

Several provisions in the 1992 Constitution underscore the democratic rights of Ghanaians, and secure the independence of electoral mechanisms to ensure free and fair electoral processes. The Electoral Commission (EC) and the National Commission for Civic Education (NCCE) promote and protect the fundamental constitutional rights of Ghanaians to participate in political and related activities. The judicial system is designed to protect these rights and offers opportunities for redress by aggrieved persons and groups whose rights are violated or infringed upon.

 

Anti-Corruption and Good Governance

Corruption is a major governance problem in Ghana. However, Ghana has made a remarkable progress in the control of corruption in public life over the past decade. This is attributable to the collaborative effort of Anti-Corruption institutions in Ghana such as:  The Serious Fraud Office (SFO); The Commission on Human Rights and Administration of Justice (CHRAJ); The Commonwealth Human Rights Initiative (CHRI); The Ghana Integrity Initiative (GIL); The Ghana Chapter of Transparency International; and The Security Agencies. Through their contributions and recommendations, several anti-corruption bills have been enacted into law by the Ghanaian Parliament including: Protected Public Interest Disclosure Act, (Whistle Blower Act); Public Procurement Act; Financial Administration Act; and many others.

For the first time in 2007, public hearings of the Public Accounts Committee of Parliament took place and based on this the Attorney General’s Department had set up an Anti-Corruption Unit to study recommendations made by the Committee and to prosecute cases that need to be prosecuted. Several pre-emptive measures are in place to counter money laundering. The measures include Narcotic Enforcement and Sanction Law, 1990; three conventions on terrorism, ratified in 2002; A four-phase action plan designed in 2003 in response to the Inter- Governmental Action on Money Laundering under the aegis of the Economic Community of West African States (ECOWAS); The establishment in 2004 of the Financial Intelligence Unit. Also, complementary efforts have emanated from the operations of banking and non-bonding financial institutions and the law enforcement agencies.

Although Ghana has been enthusiastic in acceding to, and ratifying regional and global standards and codes, a number of key human rights instruments remain to be ratified. These include Convention Against Torture and Other Cruel, Inhuman and Degrading Treatment or Punishment and UN Convention Against Corruption, (2003). This can weaken the country’s democracy and good governance record. Ghana should consider adopting a binding time-frame within which to accede to the several AU conventions. They include: African Children’s Charter, 1990; Amendments to the Constitutive Act of the African Union, 2003; AU Convention against Corruption, 2003; Protocol on the African Court of Human and Peoples’ Rights, 1998; and Protocol on the African Court of Justice, 2003.

The Role of the Legal Profession

First of all we need to know of the legal profession in Ghana because there is a clear link between the profession itself and the role it is playing in democratic governance

The legal profession allows a qualified lawyer to practice as either a solicitor, barrister or both and can practice in all courts. The General Legal Council is the statutory body regulating the profession and deals with complaints against professional conduct.

The Ghana Bar Association (GBA) is the professional association for lawyers in Ghana.   Membership is not mandatory but all admitted members of the profession are automatically registered as members with the GBA.  Although not built in statute, it is recognized by the Constitution.  As at now 450 firms are recognized by the GBA as being of good-standing.

The legal market is dominated largely by small commercial practices, a number of which are increasingly benefiting from building informal associations with international law firms.

Foreign lawyers are permitted to practice in Ghana provided that they have the required qualifications from their home jurisdiction, a letter of good-standing from their home bar, satisfied by the General Legal Council and pass the required exam in Ghanaian Constitutional law and the Customary Law of Ghana. Non-Ghanaian citizens must demonstrate seven years PQE in a country with a compatible legal system.

The legal professionals in Ghana can take pride in the fact that they have played a central part in the restoration and consolidation of democracy and good governance in the Fourth Republic. This is because, throughout the unconstitutional rule in Ghana, the Ghana Bar Association acted as the opposition, insisting at its congresses on the need to return to civilian democratic rule under a constitution that can guarantee human rights and the rule law

It is of great satisfaction to the profession that the recent elections of December 2008 witnessed a historic, peaceful transfer of power from one democratically elected government to another with cooperation from the judiciary and the legal practitioners. The electoral laws and the constitution have been put to test in courts and have reviled several gaps and overlaps in our electoral system, but the test (though controversial) has given cause to amendments and development of the law. 

The quality of the performance of the legal sector is an important determinant of our prospects for consolidating democracy and good governance. An efficient legal system affords more effective protection of the human rights, freedoms and liberties of the citizenry, and available evidence from reputable studies shows clearly that a well functioning legal system promotes business growth and rising incomes. Where there is no rule of law, formal contracts cannot be respected and enforced, businesses will not grow and investors will not risk their funds.

It is for all these reasons that the Ghanaian government is keenly supporting a wide-ranging programme of legal sector reform, which involves: the mechanization and computerization of the superior courts of record; the fast track system, designed to accelerate judicial output; the reform and enhancement of the capability of key legal sector agencies such as the lower courts and the Ministry of Justice; the reform of the legal and regulatory framework for doing business in Ghana; and the reform of the system of land tenure to permit the modernization of agriculture.

Conclusion

Ghana is making great strides to ensure that it remains one of the most stable countries in the region and to sustain good and democratic governance. In other to achieve this goal certain issues need to be addressed seriously.

The time has come for all the legal professionals to make concerted efforts to change the negative image and ensure the reform of the legal system so that it can deliver improved quality of service to the people. The new administration in Ghana under President Mills believes firmly that an efficient legal system is an integral, vital part of the sort of state and society it wants to build. Our vision of the country is to create a society in which the state protects the vulnerable and the disadvantaged, because the humane society requires that each be his brother or sister’s keeper.

Such a society needs a legal system which can resolve disputes quickly, fairly and cheaply; which can frame the laws and regulations in clear, comprehensible language; which can provide the legal support for a vigorous enterprise economy; which guarantees equal access to justice and equal treatment before the law for all citizens; and which can ensure the supremacy of the rule of law and respect for human rights.

As we can see, the lawyer must make a multifaceted contribution to the new democratic society where probity and accountability are expected of all public officials in the performance of their duties. Specialization is today the way of ensuring excellence of service. We need good constitutional lawyers; good human rights lawyers; good commercial lawyers; lawyers well-versed in arbitration law; lawyers familiar with complex financial instruments; we want lawyers who are on top of the incredible expansion in communications law, cyberspace and e-commerce; who specialize in employment law, tax law, property law, natural resource law and environmental law.

We need also lawyers who understand the new rules of engagement of the international trading system being formed under the aegis of the World Trade Organization (WTO), so that we can take advantage of the rules and not be exploited by them and who will lead the way towards the establishment of a more just and equitable trading system. In the trips - regulated world, we need lawyers who are fully conversant with the intricacies of intellectual property law, including the protection of our national heritage and traditional knowledge. Social development and good governance, thus, demand a broad range of legal skills.

We also need to reform the legal profession and modernize our methods of work. We must embrace as a matter of urgency the new information technology and make our legal service easier and quicker.

It is necessary to reinforce the application of our code of ethics and strengthen the sanctions for delinquents and violators. Reforms across the entire breadth of our legal system are what are required to improve the quality of our legal system and strengthen the capability of the Ghanaian legal profession to face up to the exciting challenges ahead of it in our new democratic dispensation.

We have to design a positive organic policy against corruption, emphasizing clear rules and sustainable institutions that achieve sanction with justice.  Entrenching the rule of law is the overriding consideration of public policy in contemporary Ghana. And the rule of law requires that the criminal process, especially, is invoked against citizens not because of their political allegiance but because of their involvement in allegedly criminal activity.  

The consolidation of democracy and the promotion of constitutional rule demand also that we deal with some of the issues from our past that impede the sustainability of democracy and peace in the Ghana.



Learn The Basics Of Painting

Marjorie Jobe, J.D. asked:


Most business owners and executives think that because they are good people who do their best to follow all laws and rules, they are immune from worrying about criminal business investigations and issues. However, nothing could be further from the truth. Everyday conduct and occurrences can be construed as criminal like the following:

• Forgetting to include income on a tax return

• Misstating your income or expenses on a financial statement when applying for a bank loan

• Using loan proceeds for a purpose other than that for which you applied

• Bouncing a check

• Talking to competitors

• Making a mistake on an application for a federal grant, funding or certification.

Without exception, the most serious legal disaster that could befall your business is a federal criminal investigation or indictment of you, or any other manager, officer or the company itself. Individuals or the operating business entity, together or separately, can be named as a witness, suspect, or target in an investigation. Enron and Arthur Anderson are the most recently famous of such business crime cases which resulted in the collapse of the businesses themselves and imprisonment of the executives. Many national business and legal experts have concluded that the demise of those two giant companies was not caused by the illegal activity of which they were accused, but the damage to their reputations that immediately drove their investors, lenders, and customers away in a panic.

The following business practices can help protect you and your company from being wrongfully accused or convicted of a federal or state crime:

1. Adopt a Government Investigation Policy

This policy should state unequivocally that your company and its employees will cooperate with any government investigation, but only with the assistance of a qualified lawyer. This policy should be adopted at a time when there is no threat of an investigation or hint of any problem. Write the policy down and include it in all company documents, employee handbooks and materials.

2. Hold a Government Investigation Seminar

Conduct an annual, required in-house seminar on business criminal issues, just like safety seminars and courses, for your employees. The seminar should be conducted by a criminal lawyer to instruct employees on individual constitutional rights and how to protect those rights, to explain the workings of a government investigation, and to suggest ways to handle government investigators and law enforcement officers in the context of an accident, a worksite death, a search warrant, and other investigations.

3. Understand and Utilize Your Constitutional Rights

You, your business and your employees have a constitutional right to a lawyer’s counsel before answering or cooperating in any investigation. It is known as the Sixth Amendment. You also have the right to remain silent when questioned by investigators or prosecutors to protect against self incrimination. This is the Fifth Amendment guarantee. It means that you have the right to decline to answer questions that might tend to incriminate you. Use these rights aggressively whenever the circumstance warrants them.

4. Understand that Lying to a Federal Agent or Officer is a Federal Crime

Lies to officials are generally referred to as “false statements.” To be a crime, the lie does not have to be given under oath and can be oral or written. Nor does it have to be made in the context of a formal or court setting. Any statement given to a federal officer that can be said to be false, even if mistaken, meets the very low bar of the offense. Most often, the only evidence of the statement is notes or testimony of the federal agent. It is not a requirement of the offense that the government or officer be misled, deceived, or persuaded by the false statement. All that is required for the crime is that the statement have some connection, even though tenuous, to some matter within the jurisdiction of the United States. Today, in America, lying is a federal crime in just about any business context and every business person or executive must be aware of this state of affairs.

5. Contact your Criminal Business Lawyer Immediately

If your company receives a business records subpoena from a grand jury, receives a call from a government investigator or gets raided by a government law enforcement team, call an experienced expert criminal defense lawyer before you answer a single question or do any other thing.

These simple actions can go a long way toward protecting you and your company from criminal business investigations.

Marjorie Jobe is the author of Business Law Battle Plan for Entrepreneurs: Protect Your Company from Lawyers, Lawsuits and Legal Disasters and is a practicing attorney in El Paso, Texas.

http://marjoriejobe.com

http://businesslawbattleplan.com



Bulk Vending Machines

Shola Abitogun asked:


This company was started in 1972 by Harlond Stoneceipher. Prepaid Legal service is a public company (NYSE:PPD), and you can find them under the direct sales company. Though they are very popular,I recently begin to pay attention to them since a woman tried to get me to join the business. She currently partner with prepaid legal. Is prepaid legal business opportunity legit? Negative. Can you make money with the opportunity? there is a lot of variables that will reveal that.

Product and service:

This is a little evident from their name, they offer legal services for regular folks like you and I at a relatively cheap price. I am talking of $26 per month or something in that range. You would be able to pick up your phone anytime and call the lawyers anytime. In my estimation, this is a “hell of” a transact business.

You also need to know that these attorneys are very experienced. The last time that I researched this, it cost around $100/hr to visit a lawyer. But here, you get access to them for $20/month. This is a splendid deal.

The services includes protection against identity theft, assessment of contracts, tax audit services, motor vehicle services, covers preventive legal services, trial defense services, , and legal shield. With the basic package, you do not get access to the identity theft protection , : nevertheless you can get access with additional monthly fee.

To get started in this business opportunity, you pay $249. This is reasonably cheap compare to other business ventures out there.

Prepaid Legal Compensation Plan

Here is the juicy part.How is the payment structured in Prepaid legal opportunity? OK, I will be honest with you here. The payment plan is not clearly understood. I will simplify it here. They company will compensate you when you acquire customers. You get a percentage as these customers pay the monthly services fee.

Another fashion that you get rewarded is when you recruit people to become a prepaid legal associate. In this complicated method of payment, you can get to 5 positions.

1. Associate

2. Senior Associate

3. Manager

4. Director

5. Executive Position

Is prepaid legal business the right one for you?

That is your assessment to make. Can you make a lot money with the prepaid legal business opportunity? Yes Even though I don’t like the market for the services. The compensation is arguably one of the best ones out there. You might need to work on your sales skills a little bit. But who says financial freedom is easy?

Developing your marketing ability is also essential. There is a proven system that you can use to market yourself in such a way that people will literally beg you to merge withyour prepaid legal business. You should to take advantage of the internet revolution. There are tens of free methods you can use Online that will place in front of millions of people per day. You need an online MLM lead generation system.



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